Why insuring your car is essential

Are you thinking of leasing or purchasing a car? One of the most crucial things that you need to think of is car insurance. This will give you peace of mind if your car is damaged, stolen, or written off due to an accident. Over and above that, you won’t spend your savings on fixing your car. However, that will largely depend on the car insurance you have taken. In other words, is it a liability coverage that covers your legal responsibility to others for bodily injuries or car damage? Or is it a property coverage that pat theft and damage to your car? This is why you need car insurance:

1. Car insurance is mandatory

Drivers of the 49 states in the US are obliged to carry active car insurance. Some people might think insurance payments are steep, but what they don’t know is penalties for driving without it could add up to thousands of dollars. For example, in Victoria, TX, fines range from $2,000 to $70,000. You can avoid paying those fines by taking car insurance. 

2. You are safe from a lawsuit

No driver is perfect; anyone is prone to making a mistake while on the road. Once this happens, other drivers are likely to sue, in which case you will have to compensate them. If you take auto insurance that covers such incidence, you will have peace of mind. 

3. You will know that your car won’t be devalued

Another good reason why you should consider taking car insurance is that your car won’t be devalued. As you might know, a devalued car is not easy to sell. Need car insurance for your new or second-hand car Atzenhoffer Insurance Agency would like to hear from you.